Major New Jersey metros covered
- Newark
- Jersey City
- Paterson
Same builder works equally well for rural counties and smaller employers across NJ.
New Jersey ({s.Abbr}) paystubs
Create a New Jersey paystub online in under two minutes.
Built for New Jersey employers, contractors, and freelancers — accurate 2026 federal and NJ state tax calculations, instant live preview, downloadable PDF. Used by businesses across Newark, Jersey City, and Paterson.
Starting at $4.99 per paystub · Launch price
Built for New Jersey
One paystub builder, tuned for NJ employers and workers.
New Jersey has a state income tax line, so generated paystubs include both federal withholding and the NJ-specific state withholding row for the selected pay period.
Common New Jersey employer types
- pharmaceuticals
- finance
- logistics
And every other small-business category that issues paystubs to employees or contractors.
What gets calculated
- Federal income tax withholding
- FICA (Social Security) + Medicare
- NJ state income tax withholding
- Year-to-date totals across pay periods
2026 tax tables, refreshed every year.
Where every line on a New Jersey paystub comes from
New Jersey employee paystubs in this app automatically show NJ State Income Tax plus the separate employee-paid NJ UI, NJ TDI, NJ WF/SWF, and NJ FLI lines. New Jersey does not use a general local wage-tax line in this model.
| Line | Who pays | Rate | Wage base | ||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Employer Medicare
Employer Medicare tax is 1.45% of wages with no annual wage base limit.
|
Employer | 1.45% | No cap | ||||||||||||||||||||||||||||
|
Employer Social Security
Employer Social Security tax is 6.2% of taxable wages up to the 2026 wage base of $184,500.
|
Employer | 6.2% | $184,500 | ||||||||||||||||||||||||||||
|
FUTA
Federal unemployment tax is an employer-paid tax. The gross FUTA rate is 6.0% on the first $7,000 of wages before any state-credit reduction adjustments.
|
Employer | 6% | $7,000 | ||||||||||||||||||||||||||||
|
Federal Income Tax
Federal employee withholding uses the 2026 federal wage-bracket or percentage-method rules.
|
Employee | Bracket or formula based | No cap | ||||||||||||||||||||||||||||
|
Medicare
Employee Medicare withholding is 1.45% of wages with no annual wage base limit.
|
Employee | 1.45% | No cap | ||||||||||||||||||||||||||||
|
Social Security
Employee Social Security withholding is 6.2% of taxable wages up to the 2026 wage base of $184,500.
|
Employee | 6.2% | $184,500 | ||||||||||||||||||||||||||||
|
NJ Employer TDI
New Jersey employer Temporary Disability Insurance new-employer reference rate for July 1, 2025 through June 30, 2026. Established employer DI rates can vary.
|
Employer | 0.5% | $44,800 | ||||||||||||||||||||||||||||
|
NJ Employer UI
New Jersey employer unemployment insurance new-employer reference rate for July 1, 2025 through June 30, 2026. Established employer UI rates vary by experience and can differ from this baseline.
|
Employer | 2.68% | $44,800 | ||||||||||||||||||||||||||||
|
NJ Employer WF/SWF
New Jersey employer Workforce Development/Supplemental Workforce Funds new-employer reference rate for July 1, 2025 through June 30, 2026. Established employer assessments can vary.
|
Employer | 0.12% | $44,800 | ||||||||||||||||||||||||||||
|
NJ FLI
Employee Family Leave Insurance contribution at 0.23% of wages up to the 2026 FLI wage base.
|
Employee | 0.23% | $171,100 | ||||||||||||||||||||||||||||
|
NJ State Income Tax
Annualized New Jersey withholding brackets from the current state-tax model.
6 annualized brackets
|
Employee | Progressive brackets | No cap | ||||||||||||||||||||||||||||
|
NJ TDI
Employee temporary disability insurance contribution at 0.19% of wages up to the 2026 TDI wage base.
|
Employee | 0.19% | $171,100 | ||||||||||||||||||||||||||||
|
NJ UI
Employee unemployment insurance contribution at 0.3825% of wages up to the 2026 UI wage base.
|
Employee | 0.38% | $44,800 | ||||||||||||||||||||||||||||
|
NJ WF/SWF
Employee Workforce Development/Supplemental Workforce Funds contribution at 0.0425% of wages up to the 2026 UI wage base.
|
Employee | 0.04% | $44,800 |
Official sources
New Jersey paystub law
What New Jersey law actually requires on a paystub.
Wage statement requirements
New Jersey Statute § 34:11-4.6 (Wage Payment Law) requires employers to provide each employee with a statement of deductions for each pay period. New Jersey has additional Wage Theft Act enhancements (effective 2019) that increased penalties significantly — liquidated damages of 200% of unpaid wages, plus criminal penalties for willful violators. The N.J. Department of Labor and Workforce Development's Wage and Hour Compliance Division enforces violations. New Jersey has a graduated state income tax + local payroll lines that appear on most stubs.
Using a New Jersey paystub for proof of income
Northern N.J. rental markets (Jersey City, Hoboken, Newark) are tight and track with NYC pricing — landlords typically require 3× rent gross + 2–3 stubs + employment verification. Pharmaceutical employees in central N.J. (Johnson & Johnson, Merck, Bristol-Myers Squibb) produce institutional paystubs all N.J. property managers recognize. Many N.J. workers commute to NYC and have New York income tax withheld on their stubs alongside N.J. — landlords are accustomed to seeing both state lines.
How it works
Three steps to a finished New Jersey paystub.
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1. Enter employer + employee details
Company name, address, employee name, pay period, hours, and pay rate or salary.
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2. Review the live preview
Watch gross pay, federal withholding, NJ state withholding (when applicable), FICA, and net pay update as you type.
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3. Download the PDF
Pay once, get a print-ready paystub PDF and a copy in your account for re-download later.
New Jersey paystub FAQs
Common questions from NJ employers and workers.
Are paystubs required for employees in New Jersey?
New Jersey Statute § 34:11-4.6 (Wage Payment Law) requires employers to provide each employee with a statement of deductions for each pay period. New Jersey has additional Wage Theft Act enhancements (effective 2019) that increased penalties significantly — liquidated damages of 200% of unpaid wages, plus criminal penalties for willful violators. The N.J. Department of Labor and Workforce Development's Wage and Hour Compliance Division enforces violations. New Jersey has a graduated state income tax + local payroll lines that appear on most stubs.
Does the calculator handle New Jersey state income tax?
New Jersey has a state income tax line, so generated paystubs include both federal withholding and the NJ-specific state withholding row for the selected pay period.
Can I use this for contractor pay in New Jersey?
Yes — the same builder produces paystubs suitable for 1099 contractors and freelancers operating in New Jersey. If you also need to file IRS Form 1099-NEC or 1099-MISC at year end, use our 1099 generator.
How accurate are the federal + NJ tax calculations?
The same 2026 federal withholding tables published by the IRS and the NJ state tax data used by our state-specific paycheck calculators. The calculations are auto-updated each year.
Nearby states
Paystub generators for states near New Jersey.
Different state, same fast builder — same 2026 tax tables, free preview, instant PDF download.
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NY
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Ready to create a New Jersey paystub?
$4.99 per paystub. Free preview before you pay. Instant PDF download after.