Major Massachusetts metros covered
- Boston
- Worcester
- Springfield
Same builder works equally well for rural counties and smaller employers across MA.
Massachusetts ({s.Abbr}) paystubs
Create a Massachusetts paystub online in under two minutes.
Built for Massachusetts employers, contractors, and freelancers — accurate 2026 federal and MA state tax calculations, instant live preview, downloadable PDF. Used by businesses across Boston, Worcester, and Springfield.
Starting at $4.99 per paystub · Launch price
Built for Massachusetts
One paystub builder, tuned for MA employers and workers.
Massachusetts has a state income tax line, so generated paystubs include both federal withholding and the MA-specific state withholding row for the selected pay period.
Common Massachusetts employer types
- biotech
- education
- finance
And every other small-business category that issues paystubs to employees or contractors.
What gets calculated
- Federal income tax withholding
- FICA (Social Security) + Medicare
- MA state income tax withholding
- Year-to-date totals across pay periods
2026 tax tables, refreshed every year.
Where every line on a Massachusetts paystub comes from
Massachusetts employee paystubs in this app automatically show MA State Income Tax and MA PFML as separate employee deduction lines. Massachusetts has no general local income tax line in this model.
| Line | Who pays | Rate | Wage base |
|---|---|---|---|
|
Employer Medicare
Employer Medicare tax is 1.45% of wages with no annual wage base limit.
|
Employer | 1.45% | No cap |
|
Employer Social Security
Employer Social Security tax is 6.2% of taxable wages up to the 2026 wage base of $184,500.
|
Employer | 6.2% | $184,500 |
|
FUTA
Federal unemployment tax is an employer-paid tax. The gross FUTA rate is 6.0% on the first $7,000 of wages before any state-credit reduction adjustments.
|
Employer | 6% | $7,000 |
|
Federal Income Tax
Federal employee withholding uses the 2026 federal wage-bracket or percentage-method rules.
|
Employee | Bracket or formula based | No cap |
|
Medicare
Employee Medicare withholding is 1.45% of wages with no annual wage base limit.
|
Employee | 1.45% | No cap |
|
Social Security
Employee Social Security withholding is 6.2% of taxable wages up to the 2026 wage base of $184,500.
|
Employee | 6.2% | $184,500 |
|
MA Employer PFML
For employers with 25 or more covered individuals, the Massachusetts PFML employer share is 0.42% of eligible wages in 2026, capped at the Social Security wage base.
|
Employer | 0.42% | $184,500 |
|
MA PFML
Employee PFML contribution of up to 0.46% of eligible wages for 2026, capped at the Social Security wage base.
|
Employee | 0.46% | $184,500 |
|
MA State Income Tax
Flat 5.00% Massachusetts state withholding from the current state-tax model.
|
Employee | 5% | No cap |
|
MA UI Contribution
Massachusetts unemployment insurance is employer-paid. The exact contribution depends on the employer's assigned DUA contribution rate and the current Massachusetts unemployment taxable wage base, so the calculator should capture those employer-specific values for an exact amount.
|
Employer | User supplied | No cap |
Massachusetts paystub law
What Massachusetts law actually requires on a paystub.
Wage statement requirements
Massachusetts General Laws c. 149, § 148 requires employers to furnish a suitable statement to each employee with each wage payment, showing the deductions made from the wages. § 148B (the strict independent contractor test, the "ABC test") affects how paystubs vs 1099 settlements get classified. The Massachusetts Attorney General's Fair Labor Division enforces wage-payment violations; the state's penalty regime includes mandatory treble damages plus attorneys' fees for non-payment of wages — one of the most plaintiff-friendly enforcement schemes in the country.
Using a Massachusetts paystub for proof of income
Boston's rental market is among the tightest in the U.S. — many landlords require gross income at 40× monthly rent (an annualized 3.33× test) plus first month, last month, security deposit, AND broker's fee at signing. Standard verification is 2–3 stubs plus employment letter. Biotech and pharma workers in Cambridge / Kendall Square produce institutional paystubs from major employers (Moderna, Biogen, Vertex). Boston's many universities (Harvard, MIT, BU, Northeastern) have employer-specific paystub formats that local landlords recognize.
How it works
Three steps to a finished Massachusetts paystub.
-
1. Enter employer + employee details
Company name, address, employee name, pay period, hours, and pay rate or salary.
-
2. Review the live preview
Watch gross pay, federal withholding, MA state withholding (when applicable), FICA, and net pay update as you type.
-
3. Download the PDF
Pay once, get a print-ready paystub PDF and a copy in your account for re-download later.
Massachusetts paystub FAQs
Common questions from MA employers and workers.
Are paystubs required for employees in Massachusetts?
Massachusetts General Laws c. 149, § 148 requires employers to furnish a suitable statement to each employee with each wage payment, showing the deductions made from the wages. § 148B (the strict independent contractor test, the "ABC test") affects how paystubs vs 1099 settlements get classified. The Massachusetts Attorney General's Fair Labor Division enforces wage-payment violations; the state's penalty regime includes mandatory treble damages plus attorneys' fees for non-payment of wages — one of the most plaintiff-friendly enforcement schemes in the country.
Does the calculator handle Massachusetts state income tax?
Massachusetts has a state income tax line, so generated paystubs include both federal withholding and the MA-specific state withholding row for the selected pay period.
Can I use this for contractor pay in Massachusetts?
Yes — the same builder produces paystubs suitable for 1099 contractors and freelancers operating in Massachusetts. If you also need to file IRS Form 1099-NEC or 1099-MISC at year end, use our 1099 generator.
How accurate are the federal + MA tax calculations?
The same 2026 federal withholding tables published by the IRS and the MA state tax data used by our state-specific paycheck calculators. The calculations are auto-updated each year.
Nearby states
Paystub generators for states near Massachusetts.
Different state, same fast builder — same 2026 tax tables, free preview, instant PDF download.
CT
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NH
New Hampshire paystub generator
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NJ
New Jersey paystub generator
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NY
New York paystub generator
Built for New York City and the rest of NY.
PA
Pennsylvania paystub generator
Built for Philadelphia and the rest of PA.
Ready to create a Massachusetts paystub?
$4.99 per paystub. Free preview before you pay. Instant PDF download after.