Mystubs.shop
Kentucky ({s.Abbr}) paystubs

Create a Kentucky paystub online in under two minutes.

Built for Kentucky employers, contractors, and freelancers — accurate 2026 federal and KY state tax calculations, instant live preview, downloadable PDF. Used by businesses across Louisville, Lexington, and Bowling Green.

Create a Paystub Need a 1099 instead?

Starting at $4.99 per paystub · Launch price

Built for Kentucky

One paystub builder, tuned for KY employers and workers.

Kentucky has a state income tax line, so generated paystubs include both federal withholding and the KY-specific state withholding row for the selected pay period.

Major Kentucky metros covered

  • Louisville
  • Lexington
  • Bowling Green

Same builder works equally well for rural counties and smaller employers across KY.

Common Kentucky employer types

  • automotive
  • bourbon
  • healthcare

And every other small-business category that issues paystubs to employees or contractors.

What gets calculated

  • Federal income tax withholding
  • FICA (Social Security) + Medicare
  • KY state income tax withholding
  • Year-to-date totals across pay periods

2026 tax tables, refreshed every year.

Where every line on a Kentucky paystub comes from

Kentucky paystubs in this app automatically show KY State Income Tax and the supported Louisville Metro or Lexington-Fayette occupational tax lines using the official local rates stored in the matrix. Other Kentucky occupational taxes that are not yet modeled can still be entered manually as local taxes or deductions.

Line Who pays Rate Wage base
Employer Medicare
Employer Medicare tax is 1.45% of wages with no annual wage base limit.
 Employer 1.45% No cap
Employer Social Security
Employer Social Security tax is 6.2% of taxable wages up to the 2026 wage base of $184,500.
 Employer 6.2% $184,500
FUTA
Federal unemployment tax is an employer-paid tax. The gross FUTA rate is 6.0% on the first $7,000 of wages before any state-credit reduction adjustments.
 Employer 6% $7,000
Federal Income Tax
Federal employee withholding uses the 2026 federal wage-bracket or percentage-method rules.
 Employee Bracket or formula based No cap
Medicare
Employee Medicare withholding is 1.45% of wages with no annual wage base limit.
 Employee 1.45% No cap
Social Security
Employee Social Security withholding is 6.2% of taxable wages up to the 2026 wage base of $184,500.
 Employee 6.2% $184,500
KY Occupational Tax
Lexington-Fayette occupational license fee is 2.25% of compensation earned in the locality. Louisville Metro occupational tax is 2.20% for residents who both live and work in Louisville Metro and 1.45% for nonresidents who work there.
 Employee Bracket or formula based No cap
KY State Income Tax
Flat 3.50% Kentucky state withholding for tax year 2026.
 Employee 3.5% No cap
KY UI Tax
Kentucky unemployment insurance is employer-paid. The exact contribution depends on the employer's assigned state unemployment rate notice and the current taxable wage base for the selected tax year, so this line remains calculator-only until employer-specific rate input is captured.
 Employer User supplied No cap

Official sources

Kentucky paystub law

What Kentucky law actually requires on a paystub.

Wage statement requirements

Kentucky Revised Statute § 337.070 requires employers to furnish each employee with a statement of wages and deductions for each pay period showing hours, rate, gross, deductions, and net pay. The Kentucky Labor Cabinet's Division of Wages and Hours enforces violations. Paydays must be at least semi-monthly. Kentucky has a flat 4% state income tax (transitioning lower under recent legislation) plus local occupational taxes in many cities (Louisville, Lexington) that show as separate lines on most stubs.

Using a Kentucky paystub for proof of income

Louisville and Lexington rental markets follow mainstream 3× rent verification. Toyota's Georgetown plant produces standardized stubs that local landlords recognize. The bourbon industry in central Kentucky (Buffalo Trace, Maker's Mark, Woodford Reserve) has more concentrated workforce; many landlords near distilleries accept long-tenure employment letters alongside recent stubs. Healthcare employees at UofL Health and University of Kentucky HealthCare produce standard institutional paystubs.

How it works

Three steps to a finished Kentucky paystub.

  1. 1. Enter employer + employee details

    Company name, address, employee name, pay period, hours, and pay rate or salary.

  2. 2. Review the live preview

    Watch gross pay, federal withholding, KY state withholding (when applicable), FICA, and net pay update as you type.

  3. 3. Download the PDF

    Pay once, get a print-ready paystub PDF and a copy in your account for re-download later.

Create a Kentucky Paystub See 1099 options

Kentucky paystub FAQs

Common questions from KY employers and workers.

Are paystubs required for employees in Kentucky?

Kentucky Revised Statute § 337.070 requires employers to furnish each employee with a statement of wages and deductions for each pay period showing hours, rate, gross, deductions, and net pay. The Kentucky Labor Cabinet's Division of Wages and Hours enforces violations. Paydays must be at least semi-monthly. Kentucky has a flat 4% state income tax (transitioning lower under recent legislation) plus local occupational taxes in many cities (Louisville, Lexington) that show as separate lines on most stubs.

Does the calculator handle Kentucky state income tax?

Kentucky has a state income tax line, so generated paystubs include both federal withholding and the KY-specific state withholding row for the selected pay period.

Can I use this for contractor pay in Kentucky?

Yes — the same builder produces paystubs suitable for 1099 contractors and freelancers operating in Kentucky. If you also need to file IRS Form 1099-NEC or 1099-MISC at year end, use our 1099 generator.

How accurate are the federal + KY tax calculations?

The same 2026 federal withholding tables published by the IRS and the KY state tax data used by our state-specific paycheck calculators. The calculations are auto-updated each year.

Nearby states

Paystub generators for states near Kentucky.

Different state, same fast builder — same 2026 tax tables, free preview, instant PDF download.

AL

Alabama paystub generator

Built for Birmingham and the rest of AL.

Open

FL

Florida paystub generator

Built for Jacksonville and the rest of FL.

Open

GA

Georgia paystub generator

Built for Atlanta and the rest of GA.

Open

MS

Mississippi paystub generator

Built for Jackson and the rest of MS.

Open

NC

North Carolina paystub generator

Built for Charlotte and the rest of NC.

Open

SC

South Carolina paystub generator

Built for Charleston and the rest of SC.

Open