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New Jersey Paycheck Tax Calculator

Estimate take-home pay and employee taxes for New Jersey. Enter your pay details to get a line-by-line breakdown.

New Jersey Paycheck

Calculate this paycheck

How often are you paid?
How are you paid?
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Any overtime?
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Federal withholding
State adjustments
Optional extra state amount per paycheck.
Pre-tax deductions
Retirement
Take home
Employee taxes
Employer taxes
Earnings $2,000.00
Taxes −$445.95
Federal Income Tax −$156.15
Social Security −$124.00
Medicare −$29.00
NJ State Income Tax −$119.90
NJ UI −$7.65
NJ TDI −$3.80
NJ WF/SWF −$0.85
NJ FLI −$4.60
Take Home $1,554.05
Employer cost breakdown
Gross pay $2,000.00
Employer Social Security +$124.00
Employer Medicare +$29.00
FUTA +$120.00
NJ Employer UI +$53.65
NJ Employer TDI +$10.00
NJ Employer WF/SWF +$2.35
Total employer cost $2,339.00

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How each New Jersey line is calculated

New Jersey employee paystubs in this app automatically show NJ State Income Tax plus the separate employee-paid NJ UI, NJ TDI, NJ WF/SWF, and NJ FLI lines. New Jersey does not use a general local wage-tax line in this model.

Line Who pays Rate Wage base
NJ Employer TDI
New Jersey employer Temporary Disability Insurance new-employer reference rate for July 1, 2025 through June 30, 2026. Established employer DI rates can vary.
 Employer 0.5% $44,800
NJ Employer UI
New Jersey employer unemployment insurance new-employer reference rate for July 1, 2025 through June 30, 2026. Established employer UI rates vary by experience and can differ from this baseline.
 Employer 2.68% $44,800
NJ Employer WF/SWF
New Jersey employer Workforce Development/Supplemental Workforce Funds new-employer reference rate for July 1, 2025 through June 30, 2026. Established employer assessments can vary.
 Employer 0.12% $44,800
NJ FLI
Employee Family Leave Insurance contribution at 0.23% of wages up to the 2026 FLI wage base.
 Employee 0.23% $171,100
NJ State Income Tax
Annualized New Jersey withholding brackets from the current state-tax model.
6 annualized brackets
Annual wages over But not over Base tax Plus
$0 $20,000 $0 1.4%
$20,000 $40,000 $600 3.5%
$40,000 $75,000 $2,353 6.37%
$75,000 $500,000 $4,928 6.37%
$500,000 $1,000,000 $44,130 8.97%
$1,000,000 and up $91,630 10.75%
Employee Progressive brackets No cap
NJ TDI
Employee temporary disability insurance contribution at 0.19% of wages up to the 2026 TDI wage base.
 Employee 0.19% $171,100
NJ UI
Employee unemployment insurance contribution at 0.3825% of wages up to the 2026 UI wage base.
 Employee 0.38% $44,800
NJ WF/SWF
Employee Workforce Development/Supplemental Workforce Funds contribution at 0.0425% of wages up to the 2026 UI wage base.
 Employee 0.04% $44,800

Official sources

Some employer-side state taxes depend on employer size, assigned unemployment rates, or program elections. Review the line notes before relying on those totals.

This calculator provides estimates for informational purposes only and does not constitute tax, legal, or financial advice. Rates and rules change frequently — confirm with official sources before making payroll decisions.